How do find foreclosure deals?
There are numerous ways to find foreclosures properties. Listed below are some
of the most common:

Courthouse Research

Information you are looking for can usually be found in the Clerk of the Court's
office or Land Records department Start by calling the County Courthouse to
find where real estate property records are located. Each Courthouse has
different methods of filing documents, some in large books, some on microfiche
files, and others on computers.

It is important to ask a County employee for assistance. They can show you
where real estate property records are located. They can show you where to
start your search and where you can get more detailed information when you
locate a potential suitable property. You may want to start with the lis pendens
files or the docket sheet, where the most recent court actions are first recorded.
Write down the foreclosure case number and then review the file to gather data
about the foreclosure. All the information concerning the title to a property is
public record. Remember, only recorded information in the public records can
enforce the priority is established by the date and time of recording.

To check on deed information, visit the Tax Assessor's office or in another part
of the Courthouse. Locate the correct volume and page to find the deed. The
deed will show the owner's name, give a legal description, and will have a map
or plat book and page that shows the physical plat of the property.

In many instances, you will find a mortgage on the pages following the deed.
From the mortgage document you can determine the type of financing, original
loan amount, interest rate, legal description, date of first payment, procedure for
foreclosure, assumable or non-assumable indicators, and any prior liens.
If other liens are found, recheck them in the appropriate Deed Book. These are
going to have to be dealt with if the property is to be purchased before the
foreclosure sale.

Check also for judgements by looking in a Judgment Book or on a microfiche file. If found, check to see if the judgement was
paid. By definition, a lien is a claim one has for securing a debt owed by
someone. A judgment attaches to and serves to lien all real estate owned by a
person in the country where it was files. A property owner with no liens can,
therefore, give good title to his or her property.

There are many sources to find foreclosures. Hopefully, you can find the
foreclosure before it has gone too far into the foreclosure process. Find below a
few locations to begin the search:

? Classified Sections

? Legal newspapers

? Attorneys

? For Sale by Owners

? Realtors

? Auction Companies

? Banks- ROE departments

? U.S. Marshall's Service

? Listing Services

? IRS auctions

? Bankruptcies

? Probate Court

? Your own advertising

? County courthouse, town ball, or registry of deeds

Check for 'new cases?

Check for 'sale' file

The materials herein are provided with the understanding that the author, company and/or
publisher are NOT engaged in rendering accounting, legal, investment and/or tax advice or
services, as they may relate to this program. Questions regarding specific accounting, legal,
investment and/or tax needs of any participant in this program should be addressed to the
participant's own professional adviser.

The authors, its agents and assigns, specifically disclaim any liability, loss or risk, personal or
otherwise, incurred as a consequence directly or indirectly of the use and/or application of
the techniques and/or materials provided in this program.

These materials are published for educational purposes only. This information is provided to
program participants as additional personal financial strategies.
These materials are not intended to enable participant s to engage in commercial activities or
to start or augment a business.

The forms in this program are provided for educational purposes. These forms may not be
appropriate for use in all states. Therefore, you should request that your professional adviser
review these, or any other forms you plan to use for any purpose.

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